Introduction to Credit Guarantee Schemes (CGS): Credit Guarantee Schemes (CGS) are financial tools designed to bridge the gap between lenders and borrowers who lack traditional collateral or credit history. By mitigating risk for lenders, these schemes encourage the flow of capital to underserved segments, such as small and medium-sized enterprises (SMEs), startups, and low-income entrepreneurs….

Introduction to PMEGP: The Prime Minister’s Employment Generation Programme (PMEGP) is a flagship initiative by the Government of India aimed at fostering self-employment and entrepreneurship across the nation. Launched in 2008, PMEGP merges two earlier schemes—the Prime Minister’s Rojgar Yojana (PMRY) and the Rural Employment Generation Programme (REGP). Administered by the Ministry of Micro, Small,…

The Indian startup ecosystem has witnessed explosive growth over the past decade, driven by visionary entrepreneurs, technological advancements, and supportive government policies. Among these initiatives, the Startup India Seed Fund Scheme (SISFS) stands out as a cornerstone program designed to nurture early-stage startups. Launched in 2021 by the Government of India, this scheme aims to…